Okash loan app download and application 2019

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The Okash Loan App is yet another addition to the many Instant mobile loan applications in Kenya today. The app is developed by the Opera software to tap into the growing money lending business.

The application started with a target of providing loans to at least 100,000 Kenyans for a start. Currently, Okash is one of the most popular mobile loan app being used in Kenya.

At the moment, the application is only available in the Android version. However, plans are underway to make the app accessible to iOS and USSD. The latest version of this app has a face recognition feature as an improvement to the security of information.


In this article, I will show you the procedures to be followed when you want to make a successful loan application on Okash Loan App.

How to register on Okash loan app

Registering on Okash loan app requires you first to download the application and then create an account. You should take note that only those who are between 20 and 55 years of age are qualified for the loan.

Below is the procedure for downloading the app.

  • Go to google play store
  • Type “Okash” in the search box
  • Once the app pops up, click the ‘Install’ button

After installing the app, you will be required to create your account for you to access services on the app. Below is the procedure of creating a users account.

  • Open the app on your device
  • Click the sign-up button
  • Fill in your details (This includes your name, Mpesa number, referees legal name and mobile number, your employment and marital status as well as Date and year of birth)
  • Verify your phone number
  • Account is active

Must read: Tala Loans

Once your account is active, the app analyses your details to determine your loan limit. Your credit score will be determined by previous borrowing history.

The loans given out by Okash have a maximum of Ksh 500,000 and are given out within a short period after application. These loans attract a 5% interest and take a maximum of 14 days to be repaid.

Here is a step by step procedure when applying for a loan from Okash Loan App.

Applying for a loan from Okash

  • Open the Okash app on your device
  • Log in to your account
  • Check the Loan limit displayed
  • Choose the amount you want to borrow (This should be less or equal to your loan limit)
  • Choose the duration of the loan. (This should not be more than the maximum which is 14 days)
  • Apply

The loan will be sent to the Mpesa number you registered with. You are required to repay the loan on time to avoid a negative credit report by the CRB. Also, regular borrowing and repaying increase your loan limit, which means you will have access to more massive amounts when borrowing from the app.

You can also check Branch Loan

The loans are repaid directly from your Mpesa account. Follow the procedure below when repaying the loan.

Repaying a loan from Okash

  • Open the Okash app on your device
  • Log in to your account
  • Select “Make a repayment” (The app will automatically redirect you to the Mpesa menu.)
  • Fill in the required details (Including your Mpesa pin)
  • Repay

Once the transaction is successful, you will receive a notification message from both Mpesa and Okash showing that the loan has been repaid.

Now you have the necessary procedures when using the Okash loan app. This means that you can request for an instant loan from the app when a need arises.

Okash Contacts

As you I have mentioned, Okash is a mobile loans app from Opera Software so do you need Okash contacts? Just in case you have technical issues with your app, you can reach out to the Okash help team via an email to info@o-kash.com.

If the terms and conditions of Okash are not as favourable to you, you can try other applications such as the Pesapap loan app.


  1. Pls I’m having issues with my mpesa number..I don’t know what it means. I wrote muy correct name and bvn nuber but it kept saying that the combination is invalid

  2. Hello you guys are calling telling my relative that I have loan with u and my line stopped working last year I need answers coz I’m not in Kenya


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