Scoppe loan app guide

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Scoppe Loan App is an online lending platform which gives credit to customers through their smartphones in Kenya. The app is a development from Pesa Pata and processes instant loans to customers after application.

Just like other apps providing loans, the Scoppe has its process of the application that has to be followed for you to get a loan. These processes include registration, the application as well as repaying the loans that one borrows from the app. The app is linked with Mpesa so that any amount borrowed can be instantly transferred to Mpesa.

Registering with Scoppe

To register on Scoppe, you must be at least 18 years old and have an ID or passport. You also need to have a google account or a Facebook account. First, you have to download the app to your Android device then create an account. Below is the procedure for downloading and creating an account on the Scoppe loan App.

Currently, the app is only available in an Android version. This means that only those using Android devices can access the services from Scoppe loan App.

How to download Scoppe Loan App

  • Go to google play store
  • In the search box, type “Scoppe Loan App.”
  • Once the app is found, click “Install.”

Creating an Account

  • Open the Scoppe app on your device
  • Select to sign in with Facebook or Google account
  • Enter your ID or passport number
  • Add your phone number
  • The account is ready.

Once you have completed the registration process, the app analyses information you have provided to determine your loan limit.

Borrowing a loan from Scoppe

  • Open the Scoppe app on your phone
  • Log in to your account
  • Select Loans
  • Select “Apply for loans.”
  • Enter the amount you need. (This has to be either equal or less than the loan limit)
  • Enter the duration of the loan
  • Enter Rate
  • Delivery.

This loan will be deposited directly into your Mpesa account. However, you should take note that the loans from Scoppe Loan App attract an interest of 1% per day. This means the more you delay to pay, the higher the interest grows.

The period that you can stay with the loan varies between seven days and thirty days. The loan repayments are made weekly.

How to Repay Scoppe Loan.

Just like any other loan, Scoppe loans need to be repaid on time. Regular borrowing and repaying on time contributes to the growth of your loan limit. Defaulting on Scoppe loan will result in a negative credit report by the CRB, and this will affect your borrowing in future.

Here is the procedure to be followed when you want to repay your loan from Scoppe Loan App.

  • Open the Scoppe App on your device
  • Log in
  • Select “Payments”
  • Fill in the pop-up (This includes the amount you want to repay. It can be the amount required for that week or the whole amount)
  • Submit

Once the repayment process has been completed, you will receive a notification showing that the transaction was successful.

If you need to contact the Scoppe Loan App support team, log in to the app and select “contact us”. You will then be redirected to the FAQ page. Open the menu at the top left corner and select “Start a conversation”.

You can also reach them on the lines 070000222 or send them a mail to info@pesapata.com. If you are in Nairobi, you can visit their offices at Jasmine Center along Gama Pinto road in Westlands.

Now that you know the process of applying for a loan from Scoppe, you are free to download the app and get the financial assistance you require. You should take note that the money borrowed should be used carefully as this kind of loan attracts huge interests when payment is delayed.

It is advisable that you only borrow when you have a guaranteed source of income from which you will get the money to repay your loan.

If you do not agree with the terms and conditions when borrowing from the Scoppe Loan App, there are other instant mobile loan applications you can try. These loan Apps include the HF Whizz loan app from Housing Finance Corporation.

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