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Taking loans in Kenya has now become the order of the day, at least to almost every Kenyan citizen, whether employed or even running a private business.

With the emerging of financial technology, the process of accessing personal loans in Kenya has become like a walk in the park where anyone can get quick money anytime as long as you have an Android smartphone.

In this particular article, I will take you through some of the existing personal loans in Kenya.

But first, let us understand what a personal loan is.

What are personal loans?

A personal loan is simply the money borrowed or taken by an individual with plans of accomplishing a specific own need or task. It could be constructing a house, paying school fees, among others.

Banks, credit institutions can offer personal loans or get them through mobile loans.

They can also be referred to as instant or quick loans. They are provided based on specific criteria, including individual income, employment, and repayment history.

In Kenya, the lender may further check whether you are in the credit reference bureau (CRB)

Where to Access Personal Loans in Kenya

Personal loans in Kenya can be obtained from various credit institutions, including banks, Saccos, and Mobile loans.