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PayPal Kenya: How to Create a PayPal Account in Kenya

Kenya has made significant strides when it comes to the world of the internet. Many people are already doing so much online, and you don’t need to be left behind. That is why in this guide, I will show you how to create a PayPal Account in Kenya.

What is PayPal Kenya?

In its purest form, PayPal is a service that enables you to pay, send money, and accept payments without revealing your financial details. In this digital era, sending and receiving money online is crucial, and that is where PayPal comes in. You can send and receive payments online while in Kenya. When you work online, you can get paid through PayPal.

Opening a PayPal account in Kenya

Now that you know what PayPal is all about let us go ahead and create our first PayPal Account online.

Step 1

The first step to access PayPal in Kenya is to create an account on For a smooth experience, I advise you do this on a computer. Most of the screenshots below are from a computer.

Visit, and on the top right you will see the button Sign Up 


Step 2

Once you click on the Sign-Up button, the website will open a new page where you are asked to choose the type of account. PayPal has two types of accounts.

  1. Personal Account – This type of account allows you to shop in Kenya and around the world whether on a computer or your mobile. It is best suited for individuals, and this is the type of account we will use.
  2. Business Account – This account is best suited if you want to sell online and accept payments through PayPal. You can always upgrade your account to a business account. Let us leave this for the time being.

In this step, select the personal account type and click on the blue button labelled continue.


Step 3

This step is the most crucial step where you fill out a form with your details. You will notice the country is already selected for you (Kenya) If not, choose Kenya from the drop-down.

Fill out your account details and make sure you have access to the email address you input. This is because to PayPal; your email is used as an account name and number.


Step 4

In this step, you will see another form where you input more details about you. On the second row, you will see Driver’s License Selected, if you don’t have one, click on the drop-down and select National ID or Passport.

You are safe to skip the boxes marked with an optional tag.

Don’t check the box that says, “Stay logged in for faster checkout.” but check the last box to agree to PayPal’s terms and conditions.

Make sure you confirm all the details before clicking on the Agree and Create Account Button if everything seems fine to go ahead and click the button.


Step 5

You are done, you have successfully opened a PayPal Kenya account, and you will see a message telling you that you are now done.


From here there are two options on what you can do next.

  1. Link your card with PayPal
  2. Skip and go to your Dashboard

Let’s Skip for now and link our Card later.


At this stage, the most important thing you can do is to confirm your email address. During account creation, PayPal asked you for an email address, and they have sent a link to confirm the email.

Log in to the email account you provided and click on it to confirm your email address.


How to Link Your Card

Now that you have an account, PayPal will limit the amount of money you transact until you link and verify a valid credit card.

PayPal accepts all the Kenyan banks ATM cards whether Visa or MasterCard. You can contact your bank to be sure if they allow that.


Since we skipped this step, here is how to do it once you are on your PayPal Dashboard.

  1. Navigate to the summary tab if not on it
  2. On the left sidebar, you will see Bank accounts and cards Section. Click on Add a Bank account or card. This will take you to your wallet.
  3. Skip the Adding a bank button and click on Link a Card button. If you have a card, enter the details of your card. Your full name as displayed on the card, Card Number is the Big numbers (not your account number if using ATM), CSC is the last three numbers on the back of your card.
  4. After you click save, PayPal will debit your card; they deduct about Ksh 250 which they refund later after you complete the steps.
  5. If it is successful, they will need a code to confirm the card. This code can be sent to your phone if your account is connected to your phone. If not, visit the bank and ask for the PayPal code sent to your number.

That is it; you are now the owner of a brand new PayPal Account in Kenya.

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