Best Business to Start With 20K in Kenya

Are you looking for a business to start with 20k in Kenya?

You’re not alone. Many people are interested in starting their businesses but don’t know where to begin. They want something simple and easy to run to focus on other things while it brings them income. If this sounds like you, then read on! We have some great ideas for businesses you can start with just 20K in Kenya.

Starting your own business is an exciting opportunity, but it also comes with risks and responsibilities. It’s essential to do your research before jumping into anything too quickly or without thinking about the consequences of your actions first. That being said, there are many ways to make money online from home that requires minimal investment upfront – which means less risk involved!

What Business Can I Start With 20k in Kenya?

Here are the top 25 businesses you can start with 20k in Kenya:

1. Car Wash Business

A car wash might seem like a straightforward business to start, but it can be highly profitable when it is run correctly.

With 20 thousand Kenyan shillings, you can open a smaller but profitable car wash business. If you invest your time and energy into this business, you can grow it to a much larger scale in the future.

Look for a place that is highly visible and busy. You want to set up shop somewhere where you can get lots of business. If it is not heavily trafficked, then you will not make much money.

2. Second-Hand Clothes Business

This is a great low-cost business idea, and it can bring in a lot of revenue. If you can make it to Gikomba and access the bales of clothes, then you can do well. Most of which go for about KSh 5,000. So with proper planning and a little effort, you can have a successful business.

3. Poultry Farming Business

In Kenya, most people like eating chicken and eggs. If you start a poultry farming business, then you can easily make some money from these products. 20K is enough to get chicks and food to start. If you treat your chickens right and take good care of them, then you can make a steady revenue from this business.

4. Home Bakery Business

Another good business to start with 20k in Kenya is a home bakery. Many people like to eat freshly baked bread and pastries, which means you can make a good living from this type of business.

You can think of Mandazi, Chapati, and other yummy bread to bake for a start-up business in Kenya. This is an excellent idea if you can get a good oven and other equipment to keep your kitchen clean.

5. Movie Shop Business

This kind of business used to be great back in the days, and it is still a good business idea in Kenya. With 20 thousand Kenyan shillings, you can start a movie shop and sell snacks and drinks to your customers. You will not be making much on this at first, but with time, you can increase the prices you charge for each item since your costs will go down as you get more business.

6. Youtube Channel Business

If you think about it, with a 20 thousand Kenyan shilling budget, most people going into business would want to invest in something that will not just give them a return on their investment right away.

That is why starting a Youtube channel is one of the best business ideas for people who have little capital.  You can do product reviews, talk about things you are interested in, or do whatever else you want.

And if you are not happy with your current channel, then it is easy to start over again at the click of a button. You can create several channels until you find one that gains traction and brings in lots of viewers. Just remember that quality content always wins!

7. Tailoring Business

If you know how to sew, then a tailoring business is a good idea. It will take some capital to get started, but it can bring consistent revenue over time, especially if you make unique clothes for people in your local area. Plus, the best part of this business is that you do not have to spend money upfront for marketing; your customers will find you either way.

8. Blogging Business

Blogging is a great new kind of business to start with 20K in Kenya. You do not need a lot of equipment to get started, and the only thing you need is your creativity.  You can blog about fashion, food or write whatever you feel like.

If you are making money by blogging, then it will be great for your 20K business. You can use affiliate marketing or promote other people’s products. As long as you keep putting out interesting content, this business idea will grow with time.  With time, you can even turn your blog into an ecommerce store for more profits.

9. Selling ladies bags and shoe business

In Nairobi, many sales ladies go from business to business selling shoes and bags. You can easily make a 20 thousand business if you start this business. Just buy the bags and shoes from a wholesaler and then sell them to people at a lower price.

If you want to get more serious about your business, you can buy a business website, get business cards, and hire staff to help you sell your items. This business is something that will not only make you lots of money, but it will also give you good experience in business management.

10. Investing in Cryptocurrencies

These days people are investing in cryptocurrencies, and the business opportunity is enormous. Even though you do not make much money at first, it can be an investment for the future if you want to retire early.

Even better, some people transfer their business idea with 20 thousand shillings into the Cryptocurrencies business. This business will have no extra cost on your part, and you can make new business ideas with your 20 thousand business.

11. Pedicure & Manicure Business

This is one of the best business ideas for women out there. It takes little capital to start this kind of business, and it can bring you revenue within a few weeks after starting your 20 thousand Kenyan shillings business.

All you have to do is buy all the materials you need from a nearby wholesaler, rent a small shop or do this business from your home and then get started.

You can contact other women in your locality and ask them to recommend you to their friends, and after a while, you will have enough customers that come back to you for more pedicures and manicures. From there on, it is just about growing your business little by little.  As a bonus, this is a business that can be done with friends and you can even work together.


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Vivian Munga
Hi, Vivian here. I am a banker by profession and a personal trainer on matters personal finance. You will find some of my work in this blog on personal loans and feel free to hit me up if you have a question. Enjoy your stay here.


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