Afrika Loan App provides instant loans to its customers at very affordable and favorable rates, ranging between 0.8% and 15.2% per month.

Mobile loans are now becoming the order of the day, with the latest one being Afrika Loan App.

The repayment time compared to other lenders happens to be even the best, depending on the amount borrowed; it ranges between 7days and one year.

How to download Afrika Loan App

  1. One of the most important things you require is an android phone.
  2. On the phone, tap on the Google play store. Always make sure you get the logo of the app right.
  3. Click on the install icon and wait for the app to download, then install it on your phone automatically.
  4. Then click on the open icon to start using the Afrika Loan app

How to get started on the Afrika Loan App

Like any other app, you do not require paperwork to get started and get a loan. All you need to do is follow a few steps that will help you with the registration process on the app.

Here are the steps to follow during the registration process

  1. Once you have downloaded the app on your phone, the first thing you will get is a message with the terms and conditions required to accept and move to the next step of the registration.
  2. Then click on the get your first loan button.
  3. Then enter your National Identity number.
  4. Enter your phone number
  5. Fill in your details as in the ID.
  6. A confirmation code will be sent to your phone number, which you will use to log in to your Afrika Loan App.

How do you apply for Afrika Loan?

After you have registered with the Afrika Loan app, it is time to request your loan.

First, check with the app what limit you have for your first loan. For the Afrika Loan app, the minimum you can borrow is Kes 500, and the Maximum is Ksh 50,000

Then on the app, click on the apply loan Icon and select the amount you need

Then send for approval. Once done, you will receive the money instantly to your M-Pesa account.

For Afrika Loan, the faster you pay back, the more chances you get for higher loan limits.

Repayment Plans

Every loan has a repayment plan, and Afrika Loan is not an exception.

The app has affordable loan interests for every client who is a regular borrower who pays an annual interest rate of 10%-182.5% annually, depending on the amount borrowed.

With this loan, you are allowed to pay in installment. All you need to check is the amount need to be paid plus the interest rates

Interest rates are calculated depending on such factors as :

Personal repayment history and the cost of lending for Afrika loan.

  1. On the app, click on the Loans icon.
  2. Then an icon is marked as paid. At the top, you will see the amount to be repaid.
  3. Then make your first installment payment.
  4. Continue with the process until the last day of repayment.
  5. As a user, you can also opt to pay your loan at once

You can also use the pay bill number:697566
Account Number: Your mobile phone number.

Advantages of using Afrika Loan App

Mobile Loans have been people’s financial savior for the past few years, especially in times of emergency.

Let me now take you through the advantages of having the Afika Loan app on your phone.

  1. It is purely online. All you require is a smartphone. No paperwork is needed to apply for a loan.
  2. Low interest rates of up to 2%
  3. Flexibility loan repayment terms. This is where the user is given a chance to pay the loan in installment.
  4. Can pay the loan up to 12months
  5. It is quick and convenient
  6. It is safe and secure as all personal user data is protected and cannot be shared with a third party.
  7. Great customer service.


  1. The easy access has led to excessive borrowing, leading to more debts among lower-income people.
  2. Short repayment period

How do Afrika Loan app bonuses work

Afrika Loan always has identified a way of awarding all their loyal customers.

For a client to qualify for a bonus, they need to repay their loans on time to create a trustworthy environment and excellent rapport.

As a token of our appreciation, the client is offered favorable credit terms and an increased loyalty level with each loan.

Each loyalty level improves the loan terms as follows:

  • increases the available loan amount up to KSh 5.000
  • extends the possible loan repayment time up to 56 days
  • reduces the interest rate by up to 50%

How to improve your loyalty level

Pay your loan on time without delay.

How to contact Afrika Loan App

There are several ways of reaching the Afrika Loan app

You can use their social media handles, which are:


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Vivian Munga
Hi, Vivian here. I am a banker by profession and a personal trainer on matters personal finance. You will find some of my work in this blog on personal loans and feel free to hit me up if you have a question. Enjoy your stay here.


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